I've been licensed in real estate since 2002 [TREC license # 497639} and have the additional experience::

An Asset Mgr handling BoA REO portfolio; A Valuation Analyst-Appraiser II for Fannie Mae for 3 yrs;

& A Mortgage Banking Officer-NMLS# 1527224.

Click the RED buttonbelow to read Reviews, Testimonials & Letters of Recommendation

​Experience the difference yourself!
     CELL:    254-444-8826  CELL e-Mail:  


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Website design: FREE mls real estate listings & the invitation to receive FREE real estate valuation on your property. Most real estate sites require you fill a form to access – not on my site. I desire to attract Clients that want a Realtor with a heart of a servant. I’m experienced in Business Development; Contract Negotiations; Loss Mitigation & Default mortgages; Mortgage Loan Officer & Real Estate Profession - now working with Bell County Realty. Residential real estate listing buying investing loss mitigation short sale reo are my areas of focus. 

Contact me today.

Blessings ~


The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information feeds from the IDX links on this page and each city page are provided by the CTXMLS and does not guarantees the accuracy of the data or is in any way responsible for its accuracy. The Temple - Belton Board or Realtors and Broker/Agents provide the most accurate information available but should always be investigated by ALL parties in a real estate transaction.

All information provided is deemed reliable but is not guaranteed.
      My name is Billy Waddell, Realtor/Sales Associate for Bell County Realty, a Mud City Realty Company  

CELL: 254-444-8826    CELL e-Mail: Billy@BellCountyRealty.com

     You may be an experienced real estate client, first time buyer or seller, investor in real estate for the first time or desire to add to your portfolio, a Sales Professional with a NEW HOME BUILDER desiring a mutually beneficial working relations or need to learn your BEST OPTIONS in default of your home learn to avoid foreclosure – you have our commitment to exceed your expectation at every level.

     Real Estate is more than a career for me ~ it's a pleasure to make you feel IMPORTANT!

 Your FICO score & credit profile determines: 

  • The interest you pay on home & car/truck loans and your down payment required
  • The rate you pay for every type of insurance.
  • And employers are running your credit when they do their background checks.

My wife Carey & I provide help to everyone FREE.

  • The program has raised credit scores 50-100 points in less than 14 months.
  • Improved debt-to-income ratios; eliminated high interest credit cards; reduced credit utilization percentages; & help people establish cash reserves.

If you have a dream of owning a home instead of renting,...start today!

   E-mail me today Billy@BillyWaddell.com

or text / call 254-444-8826

Real estate in Bell County -  Bell County Realty

Helping you Buy real estate, Sell real estate, REO/Investors, e-Pro Realtor

My name is Billy Waddell, Realtor-operating Bell County Realty, a Mud City Realty Company

Jack Folsom ~ Broker 

So thankful & blessed to have moved to Central Texas in 2015 to be closer to 3 amazing daughters/son-n-laws and 6 grand babies. After a short career as a Mortgage Banking Officer,..I decided to reactivate my Real Estate license here in N. Central Texas. My focus:

  • Real Estate in Bell County - Belton real estate, Temple real estate, Troy real estate, Little River Academy real estate, Rogers real estate, Salado real estate, Nolanville real estate, Harker Heights real estate, Killeen real estate, Ft. Hood real estate
  • Real Estate in Coryell County - Copperas Cove real estate, Lampasas real estate, Gatesville real estate
  • Real estate in  Williamson County - Georgetown real estate, Liberty Hill real estate, Round Rock Realtor, Jarrell Realtor, Leander Realtor, Hutto Realtor

Whether you are looking to buy your dream home, sell your home to pursue a dream, invest in real estate or avoid foreclosure – you have our commitment to exceed your expectation at every level.  

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