I apologize my articles are poor reproductions,...

The Star-Telegram did not have digital copies.

Real Estate is more than a career for me ~ it's a pleasure to make you feel IMPORTANT!


What makes me so successful is my ability to be very precise in real estate valuation and 22 years of negotiations at the highest corporate levels? When we talk - ask me how I averaged 41 DOM in residential sales (listing expert), 89 DOM for reo and outperformed the industry average for short sales at 150 DOM

(AS THE LAST RESORT TO STOP YOUR FORECLOSURE!!) from '03-'09 in the worst real estate market Post-Depression era.

I have worked as Asset Manager on the Bank of America REO portfolio for CoreLogic for 2 years;  Appraiser II in the Valuation Department for Fannie Mae for 3 years; and Home Loan Officer for BBVA Compass. I am specialized & certified to helping people avoid foreclosure with loss mitigation options such as loan modification or loan mods, recasting loans, forbearance (limits on how much $ lenders will write off,...), deed-in-lieu and worst option - short sales!

               In Real Estate, I have achieved the following designations:

                                                   SRS ~ Seller Representation Specialist (class taken);              PSA ~ Pricing Strategy Advisor

                                                   e-Pro ~ Internet Professional                                                   BPO Certified ~ Mortgage Industry (5Star) & National Assoc Realtor

                                                   CDPE ~ Certified Distressed Property Expert                           SFR ~ Short Sale & Foreclosure Resource

                                                              Additionally, I have my certification in Loss Mitigation by the Mortgage Industry & Real Estate Industry

This information is for My SEO team,..
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

All information is based on my IDX Data Feed from CTXMLS through the Temple-Belton Board of REALTORS® (TBBoR). The Temple-Belton Board of Realtors and their for profit corporation – does not guarantee or is in any way responsible for its accuracy. The Temple-Belton Board of Realtors and Broker/Agents provide the most accurate information available but should always be investigated by ALL parties in a real estate transaction.

All information provided is deemed reliable but is not guaranteed.

My name is Billy Waddell, Realtor/Operator of Bell County Realty, a Mud City Realty Company

   CELL: 254-444-8826     CELL & OFFICE e-Mail: Billy@BellCountyRealty.com   

So thankful & blessed to have moved to Central Texas in 2015 to be closer to 3 amazing daughters/son-n-laws and 4 grand babies

(Aug '17 #5 will join our family). I am a faithful believer who accepts all people & their faith and those who don't have a faith - it is my responsibility not to judge other but to serve! I am so excited to  begin my real estate business again in Central Texas.

   Whether you are looking to buy your dream home, sell your home to pursue a dream, invest in real estate or need to learn how to avoid foreclosure – you have our commitment to exceed your expectation at every level.


     In the early 2000's, Real Estate in north Texas changed from a Seller's market to Buyer's market meaning there was a significant oversupply of houses for sale compared to the number of qualified buyers. The National Association of Realtors published a report at the time stating EIGHTY-SEVEN % of all transaction were viewed to be unsatisfactory. Subsequent industry reports indicate the overwhelming cause was the selection of friend, family, Church members or other sphere of influences ~ to represent them in their real estate transactions instead of interviewing real estate agent similar to the way they chose a Doctor, CPA or other licensed profession. The only strategy that was both ethical and matches my integrity - was to raise the bar of awareness as to what was then and still are the requirements for agents to ensure HAPPY CLIENTS. I wrote several articles published in the D/FW area Fort Worth Star Telegram's Mansfield News-Mirror (3 are at the bottom of this page) to help my community understand the questions to ask and what to expect from ALL real estate agents & Realtors vying to represent YOUR best interests.

     Should be the same here in Central Texas.

     Maybe you have co-workers, friends, family members that are affected by the nearly $80BILLION in non-performing loans now securitized or guaranteed by Private Equity Companies since the last half of 2014. These important people may be upside down on their home mortgage or suffer a catastrophic life event and now are receiving rude & threatening collection calls or worse,..have already received the certified Notice Of Default letter from their lender. Anytime before the letter is processed at the servicer (who they write their check to) the more palitable options is to stay in their home from a loan modification, recast their loan, forbearance or DEED-IN-LIEU. I prefer NOT to do a Short Sale and have your friends, family member & co-workers be clients of mine in the future. It's how we are called to serve others. I am certified by the lending industry and the National Association of Realtors in Loss Mitigation (negotiating on their behalf with the lender and/or to  the Government Sponsored Enterprises (GSEs) that has securitized the loan, i.e., Fannie Mae or Freddie Mac) and is season profession in Short Sale  transactions. 

     Please send them to my website: https://www.StopMyForeclosureInCentralTX.organd have them call me right away on my cell 254-444-8826. Thank you for helping me help them. The last thing I want is for them to run out of time and me not have enough time to get a loan modification (loan mod), recast their loan, forbearance (limits on how much lender will write off), DEED-IN-LIEU before we HAVE to do a Short Sale before the trustee's sale on the County Courthouse step the first Tuesday of EVERY month. If they have received the certified mail for the lender's Notice Of Default letter,..they have between 51-82 days MAX to allow me to get an offer on their house to STOP the foreclosure. I CAN GET IT DONE

     If your desire is to start an Investment portfolio with foreclosure or distressed properties or continuing to build your investment real estate portfolio,..I have worked with part-time and serious investors that include listed REO properties, real estate REO pool offerings from banks, lenders and GSEs and tax/HOA lien foreclosures.

     Even if you simply want to know what your house’s value at no obligation to you ~ I am a certified Broker Price Opinion Reator by TheFiveStar conference ( http://thefivestar.com/fsc/  ) in valuation  by the best lenders, government agencies, banks and GSEs. Additionally, I was an Analyst for Fannie Mae for three years - in their 90 member (only WITHOUT an Appraiser License) Valuation Department, Credit Division establishing values for Deed-in-Lieu, HAMP's Loss Mitigation options, Bid Instructions for Foreclosure proceedings (both judicial & non-judicial), Short Sales and assets in Fannie Mae’s REO portfolio. Rounding out my Real Estate experience included being an Asset Manager handling the Bank of America's REO/Foreclosure portfolio with CoreLogic.
  Call me today to set up an appointment for me to understand your real estate needs! 254-444-8826

  Blessings ~ Billy