You can do the Loss Mitigation negotiations with your Servicer or Loan Owner direct. If that is the path you choose, please spend time on my HomePage to:
You will need to studying the information I have provided you because EVERY level you will have to clear to get to the next needs to be viewed as the concise checklist that it is. You have complete control over YOUR options to get out of default on your home loan or to stop your scheduled foreclosure.
If you choose to allow me to help you - THREE POINTS:
1) I am not a lawyer and I DO NOT give legal or financial advice. Please consult a real estate attorney or your financial consultant for legal issues.
2) I DO NOT CHARGE homeowners in DEFAULT on their home loans for the following:
3) If you choose to allow me to help, you will sign an authorization letter for the servicer to allow me to negotiate with their Loss Mitigation Department. This will have to be the first step of our process stopping your pending foreclosure.
[PLEASE NOTE: Short Sales & Deed-in-lieu option both negatively impact your FICO credit and should be the last two options to stop a foreclosure.]
Please research the effects Deed-in-lieu, Short Sales and Foreclosures have on your credit at the Federal Trade Commission website above and me with any questions or to get started. I live in central Texas and will travel to YOU ~ if you live within a 30 minute drive. If you live outside a 30 minute drive,..we will meet at a location equidistant.